Updated: 2026-02-20
Free DCA Calculator for Traders
Project average cost and investment growth for recurring buys. The calculator is free and intentionally simple so you can plan trades quickly without skipping risk logic.
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DCA Calculator
Project average cost and investment growth for recurring buys.
Note
Outputs are only as accurate as your inputs.
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$12272 projected value
- >Total invested: $10400
- >Approx horizon: 1 years
How to Use the DCA Calculator
Enter your inputs before you place the trade, not after. Pre-trade planning is where calculators create value.
Use realistic values based on your actual execution conditions. If you understate slippage, fees, or stop distance, output quality collapses.
Document the result inside your journal so you can compare planned vs realized outcomes during review.
Formula (DCA Projection)
DCA is about behavior control: consistent buys reduce timing anxiety. This projection is intentionally simple so you can sanity-check assumptions.
If you want higher fidelity, model volatility and non-linear price paths. For planning, a simple baseline is usually enough.
- •Total invested = buy amount × intervals
- •Horizon (years) ≈ intervals / 52
Why This Metric Matters
Most preventable losses come from skipping one simple calculation when markets move fast. This tool enforces the minimum math needed for disciplined execution.
The value compounds when used consistently. One correct risk decision rarely changes a year; repeated correct decisions usually do.
Tie calculator output to your strategy tags so you can evaluate whether your planning assumptions match live performance.
Add It to Your Weekly Workflow
Use this tool at planning time, then compare outcome quality in weekly review sessions.
If planned and realized values diverge, investigate execution behavior before adjusting strategy logic.
Pair this with one behavior correction each week for compounding improvement.
Common Mistakes
Using unrealistic inputs because they feel better emotionally.
Changing parameters mid-trade to justify staying in a bad position.
Treating one output as a signal to trade rather than a risk filter.
Related Resources
FAQ
?Is this DCA Calculator free to use?
Yes. The calculator is free and available without signup.
?What does DCA mean and when does it make sense?
DCA (dollar-cost averaging) means buying a fixed amount on a schedule instead of trying to time entries. It can make sense when your horizon is long and you want a process that reduces timing stress and decision noise.
?What is the biggest mistake with DCA assumptions?
Using an unrealistic growth rate and ignoring drawdowns. Treat the projection as a planning tool, then stress-test your plan with lower growth and deeper drawdown scenarios.
?How accurate are calculator outputs?
Outputs are only as accurate as inputs. Use realistic assumptions and review planned vs realized values weekly.
?Can Tiltless save these values to my journal?
Yes. You can pair tool outputs with your review workflow and setup tags for better post-trade diagnostics.
Track dca-calculator with Tiltless
See plans and run one weekly review loop with Tiltless: edges, leaks, and enforceable next actions.